Whether you are buying or selling your home or business, taking out a mortgage or refinancing, I can help you with the process make the transaction as stress-free and seamless as possible.
Provide your realtor, lender, or mortgage broker with my business card, and they will send me the appropriate documentation required for me to start work on your transaction.
If you don't see what you need, give us a call or email.
Possibly the most stressful part of buying or selling a property is the unknown cost. So, what is the cost? Below is a breakdown of the extra costs that must be paid. All amounts are approximate and can change at any time.
Other than the purchase price of the property, property transfer tax, GST (if you are buying a new home), and of course legal fees, you can expect to pay disbursements and adjustment amounts.
Disbursements are the fees charged by various third parties for their services. Those fees charged by third parties are out of the control of any notary or lawyer that takes care of your real estate purchase. The list of fees below are aproximations only, may change at any time, and may not be exhaustive.
Land Title Office Fees: | $235+ |
Land Owner Transparency Act Fees: | $11.97 |
Software Fees: | $75 |
Courier / Fax / Postage / Photocopies: | $85+ |
Trust Administration Fee: | $21 |
Tax and Utility Searches: | $40 - $80 |
Mortgage: Title Insurance or Survey Certificate: | $100+ |
Mortgage: Insurance Binder: | $0 - $75+ |
Strata Forms (If applicable): | $15 - $200+ |
An adjustment is an equitable accounting of the property tax, utility fees, strata fees paid or to be paid (if applicable) and rents if the property is rented. (Example)
Many strata corporations require a fee of $0 to $200+ to move in and out of a building. The amount of the fee charged is dependant on the strata corporation. Some may charge a fee, others do not.
Your property has been sold. Other than your realtors commissions and my legal fees, there are other fees payable in relation to the selling of your property. Those additional fees will be deducted from the proceeds of the sale and will be paid by my office to the appropriate parties. Those fees are approximatley as follows and include:
Disbursements are the fees payable to the various third parties. I will collect those fees from you and pay them to the appropriate party on your behalf. The list of fees below are aproximations only, may change at any time, and may not be exhaustive.
Land Title Office Fees: | $46.91+ |
Courier / Fax / Postage / Photocopies: | $85+ |
Software Fees: | $75.00 |
Trust Administration Fee: | $21 |
An adjustment is an equitable accounting of the property tax, utility fees, strata fees paid or to be paid (if applicable) and rents if the property is rented. (Example)